About Us

Montana Capital Bad Credit Loans is proud to have assisted many other people just like you in different occupations and many income levels. Our loans have helped give them the boost they need to get ahead in life. This is our story:

2005. THE BEGINNING. Montana Capital was founded on September 2005. Working from a small office in San Fernando Valley, California. The first financial product we offered was business loans.

2007. INTRODUCING CAR TITLE LOANS. When the great recession hit in 2007, the founders recognized the need for accessible credit in many households across California and decided to offer car title loans for consumers who couldn’t be approved for business loans.

2013. THE FIRST BRANCH. It took a while, but after a few years working from one office as a smaller lender, Montana Capital opened four branch locations in southern California.

2015. MAJOR EXPANSION. By the end of 2015, only couple of years after opening its first branch, Montana Capital was operating 66 branches across California; from Santa Rosa in the north to San Diego in the south.

2018. GOING ONLINE. Although the title loan process is usually being done in a store or in an office, we have found ways to process most of it online, allowing our customers to have access to their cash even after our branches were already closed.

2021. INTRODUCING UNSECURED LOANS. When realizing that many consumers with bad credit don’t own vehicles, hence can’t apply for car title loans, we have decided to launch our Unsecured Bad Credit Loan product. Our Unsecured Loan Process is 100% online.