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Bad Credit Loans
in Bakersfield

(661) 491-5313
1700 Julian Ave, Bakersfield, CA 93304

Sun: closed;

M-F: 9am-7pm;

Sat: 9am-5pm

Do You Need an Urgent Loan?

If you need money quickly, go to the Montana Capital Bad Credit Loans website. Complete and submit the form for online bad credit loans. We will share your loan request with lenders who are willing to offer loans to people with bad credit. If a lender reviews your request and can help, you can expect to receive a fast loan offer.

Services Available

Bad credit loans

Personal loans

Fast loans

Same day loans

Title loans

Take Advantage of Us!

At Montana Capital Bad Credit Loans, we are here to help you. No matter what your financial needs are or what your credit score is, reach out to us with your online application. We want to help you get fast results in your quest for a reliable online lender!

Available 24/7

We're ready whenever you are! Any time, day or night, you can submit your request form.

All credit types welcome

If you have a poor credit status, you could still be eligible for fast bad credit loans. Contact us today!

Fast and Simple

From the time you send us your request until you get approval and have the cash in your pocket, it all goes very quickly.

We offer to you

  • Quick attention to your request
  • Quality service without payment
  • Extended list of lenders
  • Attention to your financial needs
  • Fast turn-around
  • Available online

Our Benefits

  • Access to reliable online lenders
  • Lenders who work with bad credit users
  • Online process
  • No obligations at all
  • Our service is free
  • Fast and easy loans

Bad Credit Loans in Bakersfield, California

Imagine living in Bakersfield, the country music capital of the West Coast, without debts or bills to pay off. Financial struggles can hit hard when least expected, but there’s a unique resource that can get you out of tricky situations quickly: a bad credit loan.

Bad credit loans are the alternative when banks are giving you the cold shoulder or when you need cash urgently. With fewer procedures and an intuitive application form, requesting one of these loans is easy, fast, and super convenient.

You’re probably asking, what is a bad credit loan, exactly? Let’s learn all about these loans here!


What Is a Bad Credit Loan and Why Do You Need One?

Bad credit loans offer people with poor credit scores a way out of debts, expenses, and other bills. They’re an excellent alternative to conventional bank or storefront lender methods, which often put many barriers and protocols that consume a lot of time.

If you’re in a hurry or dealing with urgent expenses, there’s just no way you can wait that long.

But what sets this type of personal loan apart from the rest? Let’s talk about that next.


Why Are Bad Credit Loans Different from Bank Loans?

Bad credit loans are easier to take and offer more liberties as to how you can spend the money and pay it back later.


Benefits of Bad Credit Loans

The process to take a bad credit loan removes plenty of the obstacles you would face with regular bank loans. Learn more about its benefits here.

·      Get Extra Cash

Bad credit loans and installment loans in general usually provide more money than traditional payday loans. At Montana Capital, you can opt for different amounts depending on your needs.

·      Fast Funding

While other loan types require you to wait for a long time before receiving the money, you may get your funds as soon as the next business day with a bad credit loan.

·      Improve Credit Score

Did you know that a bad credit loan can improve your score? Make on-time payments, and a poor credit score can significantly go up.

·      Qualified Staff

At Montana Capital Bad Credit Loans, your financial needs are our top priority. Apply for our affordable personal loans and get assistance from a dedicated team.


Reasons to Take a Bad Credit Loan

But why would you even need a bad credit loan instead of a payday loan? Well, it’s an extra amount of money that comes in handy when you’re going through financial struggles.

·      To Pay Urgent Expenses or Debts

For one, you can use a bad credit loan to cover urgent expenses. The list includes paying off credit card debts, medical expenses, or any other bill that comes up when you least expect it.

·      To Pay Other Less-Important Bills

If you don’t have debts or urgent expenses, give yourself a pat on the back and use the bad credit loan for other purposes. For example, use the money to pay for remodeling projects, car financing, traveling costs, wedding expenses, and more!

The money is all yours to use, meaning that only you get to decide how to spend it.


How to Take Bad Credit Personal Loans in Bakersfield

Taking a bad credit loan online is neither difficult nor complicated. Make sure to meet the following requirements to guarantee the process goes smoothly.

  • Only 18-year-olds and older can apply.
  • An active checking account.
  • A steady source of income.
  • Active email address.

Those are the minimum requirements. As you move forward, you also have to provide the following:

  • Social Security Number.
  • Contact Information.
  • Income Amount.
  • Frequency of Payment.
  • Employer’s information.

Do you have that information at hand? Excellent! Now you can start the process of taking a bad credit personal loan.


Steps to Take Bakersfield Personal Loans Online

Start your loan request right now by following three simple steps.

·      Step 1: Fill the Personal Loan Online Form

Use a phone or computer with an internet connection and access our website at Montana Capital Bad Credit Loans.

Fill in the information asked in the heading (zip code, loan amount, email address), and hit Get Started to move on to the application form. Provide the information requested, and submit the form for review.


·      Step 2: Online Lenders Review

Once you submit your loan request, the direct lenders will receive it and analyze it. If your direct lender considers everything alright, they will send you the loan documents to sign.

·      Step 3: Receiving the Money

Signing the loan documents seals the deal, and you will be receiving the money in your debit card or bank account within a short period of time. Now, you’re free to use it as you wish!


Frequently Asked Questions

1.    How can you improve a poor credit score?

There are many steps you can take to improve your credit score. Start by reviewing your poor credit history report, look for any anomalies, and settle them quickly.

You can also improve your bad credit score history by paying your bills on time, applying for a loan with a co-signer, or becoming an authorized user on a bank’s credit card.

2.    What are online installment loans?

An installment loan is a type of loan that allows you to borrow a lump sum of money and repay it in installments over time. Depending on the agreement, the repayment schedule may be per month or year.

3.    Why are bad credit loans easier to get than bank loans?

Bad credit loans are easier to get because they don’t take as much time, paperwork, or effort as bank loans. Bank lenders must review your data, credit score, and many more things that can delay the process.

On the other hand, bad credit loans are not as demanding, and anyone who meets the requirements can apply from home.



If you live in Bakersfield, CA, and you’re in financial trouble, don’t give up or panic just yet. Bad credit loans can be a way out of those situations and get you back on your feet. As seen here, you don’t have to go through endless paperwork or procedures.

Do you like what you see? Don’t forget to check out our application inquiry form and read the articles on our site for more information. In an attempt to make people’s lives easier, we put all of our efforts into assisting you throughout the whole process.

Don't wait another minute!

Take the first step today for your quick loan!

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